Loose Change

A colleague of mine owns a number of rental properties, and over the years has postulated an interesting theory. Whenever possible, he makes an effort to meet with prospective tenants at their current residence, and if he sees loose change laying around, he believes they are careless with money and therefore at a greater likelihood to default on rent payments. He’s been testing this theory for over twenty years and swears by it. He’s even declined renting to people as a result of his hypothesis. He calls it the “loose change theory.” I can’t say I agree with it, but I find it intriguing nonetheless.

Life would be easier, though presumably less interesting, if we could so precisely categorize people based on their simplest subconscious behaviors. But the reality is, we all have a little loose change in our life. Not the silver or copper kinds of change we have in our pockets, but the kind of change that has to come from the heart and soul. The kind of change that can be difficult to approach, let alone achieve. The kind of change most of us need to make on one level or another.

What is my loose change? Well, that’s an easy one to answer, but one I won’t answer for just anyone. Like most people, my loose change is a closely guarded secret, shared only with those I trust the very most. It is the demons I have lived with for many years, the insecurities that still haunt me as I approach my very, very late 30s, and the things I just really think could make me a much better me. My loose change can be as obvious as the sun glinting off of a glass building, or as subtle as the breeze on a warm summer night. Who gets to see it is up to me and only me; who gets to challenge it and set forth a chain of motion in a better direction is a different story altogether.

I’ve got some loose change, but I will say this: I’ve got a whole lot less than I used to have. I’ve still got a ways to go, but I believe I now have every resource I need to get there. Most importantly, I have love. Love for myself, and love from another who matters. Love that won’t allow me to be complacement and continue to ignore the loose change in my life. Love that cares enough to take note, identify, and get me headed in the right direction.

We should all be so lucky. Lucky enough to have a little loose change laying around, and lucky enought to have the gumption to do something about it. Lucky enough to have somebody who is willing to make the investment in you, and lucky enough to have the chance to get there in the end.


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